Nevada Financial Disclosure Form: How to Fill It Out for Divorce

In every contested Nevada divorce involving financial claims, both spouses must complete and exchange a Financial Disclosure Form (FDF) under NRCP 16.2. This form is signed under penalty of perjury, and incomplete or inaccurate disclosure can lead to court sanctions, adverse rulings, or your spouse getting a larger share of undisclosed assets.

The FDF isn't optional, and the deadline isn't flexible. Here's exactly what's required and how to get it right.

The Deadline

Both parties must file and serve the FDF within 30 days of the date the Defendant files their Answer. This timeline is strict — miss it, and the court can sanction you, bar you from presenting financial evidence at trial, or grant the other side's requests by default.

If you're the Defendant, your clock starts the moment you file your Answer. If you're the Plaintiff, your 30 days begins when the Defendant's Answer is filed.

General FDF vs Detailed FDF

Nevada uses two versions:

General Financial Disclosure Form — the standard form used in most divorces. Covers income, expenses, assets, and debts in a structured format.

Detailed Financial Disclosure Form — required when the case is designated as "complex litigation." This triggers when either spouse has gross assets exceeding $1 million, gross income exceeding $250,000, or business ownership interests. The detailed form requires significantly more granular financial information.

Clark County and Washoe County use the same FDF format, but check your county's local rules for any supplemental requirements.

Required Attachments (16.2 Disclosures)

Along with the FDF itself, you must automatically provide these supporting documents — no formal discovery request is needed:

• Three most recent paystubs (or proof of income from all sources)
• Bank, investment, and credit card statements dating back at least six months before the Complaint was served
• Federal income tax returns for the last three calendar years (personal and business if applicable)
• Proof of income from all sources for the prior two calendar years
• Health and life insurance policies covering either spouse or children
• Deeds, mortgage statements, and loan agreements for all real property and vehicles

Missing any of these attachments is treated the same as an incomplete FDF — it can trigger sanctions.

Section-by-Section Walkthrough

Income section. Report all income sources: wages, salary, bonuses, commissions, self-employment income, rental income, investment income, retirement distributions, Social Security, and any other cash received. Use your most recent paystubs and tax returns as source documents. Don't estimate — use the actual numbers.

Monthly expenses section. List your actual monthly living expenses: housing (mortgage/rent, insurance, property tax, HOA), utilities, food, transportation, medical, childcare, personal, and discretionary spending. Courts use this to evaluate lifestyle, self-sufficiency, and spousal support needs.

Assets section. Disclose every asset: real property, vehicles, bank accounts, retirement accounts, investment accounts, business interests, personal property of significant value, and any other assets. Include account numbers, current balances or values, and whether you classify each item as community or separate property.

Debts section. List every obligation: mortgages, auto loans, student loans, credit cards, personal loans, medical bills, tax liabilities, and any other debts. Include creditor name, balance, monthly payment, and whose name is on the account.

Common Mistakes That Trigger Sanctions

Omitting accounts. Even if you consider an account "yours" (pre-marital savings, a childhood account), it must be disclosed. Failure to disclose is treated as concealment.

Using round numbers. The FDF requires actual figures from actual documents. Listing "$5,000" for a bank balance when the statement shows $5,247 suggests carelessness — or worse.

Forgetting the continuing duty. Under NRCP 16.2(e), you must update your FDF within 14 days of any material change — new income, new debts, account closures, asset transfers. If you get a raise, close an account, or take on new debt after filing, you must file an Amended FDF.

Not attaching supporting documents. The FDF without attachments is incomplete. Courts don't accept "I'll provide those later." File everything together.

Preparing Your FDF

The FDF is one of the most consequential documents in your divorce — it determines what gets divided and how. The Nevada Divorce Financial Split & Asset Division Guide includes a line-by-line FDF preparation worksheet that mirrors the official form, helping you gather and organize your financial information before you commit anything under oath.

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